Mastercard Merchant Category Code (MCC) 5411 designates grocery stores for payment processing and rewards programs, including the Triangle Mastercard grocery rewards.
Verifying if a merchant uses mastercard MCC 5411 helps cardholders know whether their purchases qualify for earning Canadian Tire Money (CT Money) at grocery rates.
This guide provides detailed, easy-to-follow steps to check a merchant’s MCC online.
What is Mastercard MCC 5411?
MCC 5411 is the official code used by Mastercard to classify grocery stores. Merchants with this code enable credit cardholders to earn grocery-specific rewards like the Triangle Mastercard’s 1.5% CT Money on groceries.
How to Verify Merchant Mastercard Code MCC 5411 Online
Step 1: Review Your Credit Card Statement Online
Log into your Triangle Mastercard online banking or the Triangle app. Locate previous transactions with the merchant. Some statements display the MCC or transaction type. Look for 5411 this confirms grocery store classification.
Step 2: Visit the Merchant’s Website or Contact Customer Service
Check the merchant’s official website, especially sections related to payments or loyalty programs. If the MCC is not listed, call customer support and ask specifically if their Mastercard transactions are categorized under MCC 5411.
Step 3: Use Online MCC Lookup Tools
Enter the merchant’s name into trusted MCC lookup websites or databases. These tools list MCC codes by merchant and location. Examples include business directories, payment industry resources, or MCC databases accessible via search engines.
Step 4: Contact Mastercard or Triangle Rewards Support
For authoritative confirmation, reach out to Mastercard customer service or Triangle Rewards support. Provide the merchant details and request MCC verification.
Step 5: Cross-Check with Known Grocery Chains
If your merchant is part of a major Canadian grocery chain (Loblaw, Sobeys, Metro, etc.), it most likely uses MCC 5411. Cross-referencing brand information with known MCC lists offers additional assurance.
Important Considerations
- Merchant MCC can vary by individual store location.
- Some stores may have separate MCCs for different departments.
- MCC 5411 specifically relates to grocery stores; other purchase types have distinct MCCs.
- Periodically verify MCCs as merchant codes and partnerships may change over time.
Conclusion
Verifying a merchant’s Mastercard MCC 5411 online ensures you maximize Triangle Mastercard grocery rewards confidently. By using your credit card statement, checking merchant information, utilizing MCC lookup tools, and consulting support services, you can accurately determine grocery purchase eligibility for CT Money earnings.
