Sport Chek, a popular partner store in the Triangle Rewards program, offers various ways for shoppers to earn Canadian Tire Money (CT Money) with different earn rates depending on purchases and offers.
Understanding which products or transactions yield the highest CT Money rates helps cardholders maximize their rewards.
Base and Bonus CT Money Rates
- Base Earn Rate: On almost all eligible purchases at Sport Chek, Triangle Rewards members earn 0.4% CT Money back by presenting their Triangle Rewards card or app. For Triangle Mastercard holders, this base rate increases to 4% back in CT Money on everyday purchases.
- Accelerated Bonus Offers: Sport Chek often runs bonus CT Money promotions on select product categories. These may include 10x, 20x, or even 30x CT Money multipliers on items such as wearable technology, athletic footwear, or seasonal sporting gear, dramatically increasing CT Money earnings.
Examples of High CT Money Earning Purchases at Sport Chek
- Wearable Technology (Smartwatches, Fitness Trackers): During bonus offers, purchases in wearable tech can earn up to 20x CT Money.
- For example, buying a $579.99 smartwatch during a 20x bonus could yield close to $45.62 CT Money rewards from a Triangle Mastercard purchase.
- Seasonal Sporting Goods and Apparel: Offers on items like winter jackets, running shoes, and sports equipment can provide elevated multipliers, sometimes combined with weekly personalized bonuses to push CT Money rewards higher.
- Spend Threshold Bonuses: Events like Spend $200+, Get $40 Bonus CT Money, create additional fixed CT Money rewards when minimum spends are met on Sport Chek purchases.
How to Maximize CT Money Earnings at Sport Chek
- Use a Triangle Mastercard for a higher base earn rate of 4% CT Money.
- Activate personalized offers and check weekly promotions before shopping.
- Shop during Triangle Rewards Bonus Day events.
- Combine targeted offers (eg: 20x on wearable tech) with the Bonus Day multiplier and your credit card earn rate for maximum CT Money.
Summary Table of CT Money Potential
| Purchase Category | Typical CT Money Earn Rate | Notes |
|---|---|---|
| Everyday Purchases | 0.4% (member), 4% (credit card) | Base earn on almost all qualifying purchases |
| Wearable Technology | Up to 20x base | Includes smartwatches, fitness trackers |
| Athletic Footwear/Apparel | Up to 20x or more | Seasonal promotional multipliers |
| Spend Threshold Bonuses | Fixed bonus e.g. $40 CT Money | Requires qualifying spend such as $200+ |
By focusing on these purchase categories and timing shopping with promotions, shoppers can earn the highest possible Canadian Tire Money rewards at Sport Chek.
